What end of life decisions are essential?

What end of life decisions are essential?

1. Prepaid Funeral Plan To ease the burden of family, many people choose to pre-pay for the funeral expenses. AARP recommends setting up a separate bank account just for burial expenses. Make sure to earmark it as “Burial Expenses” with a Pay on Death (POD) of the...
The Four Stages of Planning

The Four Stages of Planning

In the past estate planning has focused on what happens when we die and financially devastating circumstances associated with death. However, most of us need an estate plan that is flexible. The plan should include what happens if we get sick and die as well as what...
Take Care of the Caregiver

Take Care of the Caregiver

The Financial Cost In a Genworth study, Beyond Dollars Study 2018, caregivers reported they pay for care from their own pockets. Many reduce their own quality of living to pay for the care. In addition, absences, reduced hours, and chronic tardiness can mean a...
What Will Happen to My Pets?

What Will Happen to My Pets?

Who is excited to see you when you come home? Who sits with you while you watch your favorite TV show? Who greets you every morning, and sleeps next to you every night?  Your pet lovingly cares for you unconditionally. Of course, it is natural to want to care for your...
Beware of Scams!

Beware of Scams!

Adapted from ElderCounsel There are many good people in the world. Some strangers would give you the shirt off their backs. Many folks volunteer their time to help others in need. Especially in our tumultuous times, it is important to be kind and generous to our...