When is a Conservator Needed?

When is a Conservator Needed?

A conservator is a court-appointed guardian over an adult when they cannot manage their own financial, legal, or medical affairs. Typically, that individual does not have the ability to make decisions for themselves. Often the individual either is developmentally...
The Myth of the Simple Will

The Myth of the Simple Will

I miss Mayberry. Life was simpler, sweeter. A man’s word was his bond. A yes was a yes, and a no was a no. Today’s world has become a hustle-n-bustle of traffic, high-rises, and complications. That creates frustrations and a need to make things simpler. But when it...
The Myth of the Simple Will

What end of life decisions are essential?

1. Prepaid Funeral Plan To ease the burden of family, many people choose to pre-pay for the funeral expenses. AARP recommends setting up a separate bank account just for burial expenses. Make sure to earmark it as “Burial Expenses” with a Pay on Death (POD) of the...
The Four Stages of Planning

The Four Stages of Planning

In the past estate planning has focused on what happens when we die and financially devastating circumstances associated with death. However, most of us need an estate plan that is flexible. The plan should include what happens if we get sick and die as well as what...
Take Care of the Caregiver

Take Care of the Caregiver

The Financial Cost In a Genworth study, Beyond Dollars Study 2018, caregivers reported they pay for care from their own pockets. Many reduce their own quality of living to pay for the care. In addition, absences, reduced hours, and chronic tardiness can mean a...
What Will Happen to My Pets?

What Will Happen to My Pets?

Who is excited to see you when you come home? Who sits with you while you watch your favorite TV show? Who greets you every morning, and sleeps next to you every night?  Your pet lovingly cares for you unconditionally. Of course, it is natural to want to care for your...