Could Failing Health Cause the Loss of a Home?

Could Failing Health Cause the Loss of a Home?

Home ownership is the American Dream. People work hard all their lives to own a home, and it is often their most valuable and significant possession. So when health begins to fail and the need for long-term care arises, we often get this fear-filled question from our...
Could a Hybrid Policy Meet Your Long-Term Care Insurance Needs?

Could a Hybrid Policy Meet Your Long-Term Care Insurance Needs?

You have probably heard about the astronomical costs of nursing-home care if you become seriously ill or injured. You might also know that Medicare would cover only a minimal amount of those costs. Private insurance doesn’t seem like a good bet either, if you’ve heard...
What You Should Know Before Signing a Nursing Home Contract

What You Should Know Before Signing a Nursing Home Contract

Suppose your mother can no longer make decisions for herself and she now needs nursing-home care. You are stressed and anxious. The nursing home puts a twenty-page, single-spaced contract in front of you. You wish you could flip straight to the last page and sign then...

Medicare and Medicaid: Unlocking the Mystery

FollowFollowFollow Medicare and Medicaid have long been a mystery to many consumers. In fact, it can baffle and confuse even some of the smartest citizens. Like me, you might have thought, “I don’t need to worry about this right now.” However, it is never too early to...